Your Dream Kitchen Awaits...
Make it Simple with Financing Options
- Affirm tells you the total amount you'll pay up front. That number will never go up.
- You choose the payment schedule that works best for you.
- Affirm doesn't charge late fees or hidden fees of any kind, ever.
Buy Now, Pay Later
Payment Flexibility Without the Stress
Split your purchases into four payments over six weeks, two payments over two weeks with 0% interest APR, or choose to pay monthly.1
How to Shop with Affirm
Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.Choose how to pay
Pick the payment plan you like best. You'll never pay more than you agree to up front.Pay over time
Your order will be shipped out right away. Make payments at affirm.com or in the Affirm app. You'll also get reminders by text and email.
Pay Monthly
Make easy monthly payments over 12, 24, or 36 months.
Here's What You'll Pay
Learn moreChecking your eligibility won't affect your credit.
Affirm FAQs
Yes! There's no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.
- 24-Month 0% APR Financing Available*
- Fixed monthly payments. No hidden fees.
- Fast and easy prequalification.
- Up to 48-month financing options available.*
- Checking eligibility will not affect your credit score.
- Your information is secure.
How Bread Works
Prequalify in Minutes
During checkout, select the “Pay over time” button to check your eligibility and get prequalified fast.Easy Monthly Payments
Our team will match you with the best rates with a transparent plan.Safe and Secure
Your information is safe with encryption and multifactor identity verification.Pay Over Time
Enjoy your new cabinetry guilt free with easy monthly payments.Why Finance with Bread
Fast
Fair
Secure
A minimum purchase of $30.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 48 monthly payments of $31.50 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay ™ loans are made by Comenity Capital Bank, a Bread Financial ™ company.
There's no obligation to purchase when you prequalify for financing.
- No upfront payment, no interest, and no fees when you pay on time.
- Pay in 4, Pay in 30 days, Pay Now options.
- Enjoy up to 30 days before you pay in full.**
- A short application will provide an instant decision for you.
- No impact to your credit to apply.
- Your information is secure.
- Up to 24-month fair financing options available (APR rates between 7.99% and 33.99% offered)
How Klarna Works
Get more time to pay with Klarna
We’ve partnered with Klarna to give you a better shopping experience.It’s smooth and simple
Klarna helps you elevate your shopping game. When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase. It's shopping the way it should be. Effortless, safe, and fun.The best way to shop
Get deals on your favorite products, check your Purchase power, see all of your purchases in one place, extend your due dates, pay open balances and much more in the Klarna app.Safe and secure
Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases.
Financing Options
Pay in 4
Split your purchase into four interest-free payments so you can spread the cost over time. The card or bank account of your choice will be automatically charged every two weeks. No interest or fees when you pay on time.*
*See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.
Pay in 30 days
Order today and enjoy up to 30 days before you pay in full.** Now you can receive your purchase, make sure you love it IRL, and only pay for what you decide to keep. No upfront payment, no interest, and no fees when you pay on time.
**See payment terms. CA resident loans made or arranged pursuant to a California Financing Law license.
Fair Financing
Apply for monthly financing directly at checkout. A short application will provide an instant decision for you. Without a hard credit check, there is no impact to your credit to apply. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna app. No fees when you pay on time. Monthly financing products are issued by WebBank, member FDIC.
Pay now
Pay immediately and in full, with the same seamless payment experience you know and expect from Klarna. Debit or credit card accepted.
